/* FILE PATH: flickmoney.in/assets/css/style.css */
/* =========================================================
   FlickMoney Solution Pvt. Ltd. — Public Website
   Light theme · leaf→forest green system · Sora + Manrope
   ========================================================= */

/* ---------- Design tokens ---------- */
:root{
  /* greens pulled from the logo (leaf -> forest) */
  --forest:   #06351a;
  --forest-2: #0c5226;
  --green:    #138a39;
  --green-2:  #1aa345;
  --leaf:     #5fb83a;
  --leaf-2:   #86d04e;

  /* surfaces */
  --mint-bg:  #f3faef;
  --mint-1:   #e8f6dd;
  --mint-2:   #d6efc6;
  --card:     #ffffff;

  /* ink + text */
  --ink:      #11271b;
  --body:     #36493d;
  --muted:    #66796c;
  --line:     #dcecd2;
  --line-2:   #c7e2b6;

  /* accents */
  --gold:     #e3a72c;

  /* gradients */
  --grad:        linear-gradient(135deg, var(--leaf) 0%, var(--green) 48%, var(--forest-2) 100%);
  --grad-soft:   linear-gradient(135deg, #eafbe0 0%, #d7f0c8 100%);
  --grad-forest: linear-gradient(160deg, #0d4f25 0%, #06311a 100%);

  /* shape + depth */
  --r-sm: 12px;
  --r:    18px;
  --r-lg: 26px;
  --r-xl: 34px;
  --shadow-sm: 0 2px 10px rgba(11,64,30,.06);
  --shadow:    0 18px 44px -22px rgba(9,58,28,.32);
  --shadow-lg: 0 38px 80px -30px rgba(7,45,22,.40);
  --ring: 0 0 0 4px rgba(31,163,69,.18);

  --container: 1180px;
  --ease: cubic-bezier(.22,.61,.36,1);

  font-synthesis: none;
}

/* ---------- Reset ---------- */
*,*::before,*::after{box-sizing:border-box}
*{margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
  font-family:"Manrope",-apple-system,sans-serif;
  color:var(--body);
  background:var(--mint-bg);
  line-height:1.65;
  font-size:1rem;
  letter-spacing:-.005em;
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
  position:relative;
}
/* ambient background blobs */
body::before,body::after{
  content:"";position:fixed;z-index:-1;border-radius:50%;filter:blur(70px);opacity:.5;pointer-events:none;
}
body::before{width:520px;height:520px;top:-180px;right:-160px;background:radial-gradient(circle,#bfe9a6,transparent 70%)}
body::after{width:480px;height:480px;bottom:-200px;left:-180px;background:radial-gradient(circle,#cdeee0,transparent 70%)}

img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
ul{list-style:none}
button{font:inherit;cursor:pointer;border:none;background:none;color:inherit}
input,textarea,select{font:inherit;color:inherit}

h1,h2,h3,h4,h5{font-family:"Sora",sans-serif;color:var(--ink);line-height:1.12;font-weight:700;letter-spacing:-.02em}

::selection{background:var(--leaf);color:#06311a}
:focus-visible{outline:none;box-shadow:var(--ring);border-radius:6px}

/* ---------- Layout helpers ---------- */
.container{width:100%;max-width:var(--container);margin-inline:auto;padding-inline:clamp(18px,4vw,32px)}
.section{padding:clamp(64px,9vw,116px) 0}
.section--tight{padding:clamp(48px,6vw,80px) 0}
.center{text-align:center}
.eyebrow{
  display:inline-flex;align-items:center;gap:8px;
  font-family:"Sora",sans-serif;font-size:.74rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;
  color:var(--forest-2);background:var(--mint-1);border:1px solid var(--line-2);
  padding:7px 14px;border-radius:100px;
}
.eyebrow svg{width:15px;height:15px;color:var(--green)}
.h-lead{font-size:clamp(1.9rem,4.4vw,3rem);margin:18px 0 0}
.h-lead .accent{color:var(--green);position:relative;white-space:nowrap}
.lead{font-size:clamp(1.02rem,1.5vw,1.18rem);color:var(--muted);max-width:62ch}
.center .lead{margin-inline:auto}
.section-head{max-width:720px;margin:0 auto clamp(36px,5vw,56px)}

.brand-strip{height:5px;background:var(--grad);background-size:200% 100%;animation:slide 7s linear infinite}
@keyframes slide{to{background-position:200% 0}}

/* ---------- Buttons ---------- */
.btn{
  --pad:15px 26px;
  display:inline-flex;align-items:center;justify-content:center;gap:9px;
  font-family:"Sora",sans-serif;font-weight:600;font-size:.98rem;letter-spacing:-.01em;
  padding:var(--pad);border-radius:100px;cursor:pointer;white-space:nowrap;
  transition:transform .35s var(--ease),box-shadow .35s var(--ease),background .3s,color .3s;
  position:relative;overflow:hidden;
}
.btn svg{width:18px;height:18px;transition:transform .35s var(--ease)}
.btn-sm{--pad:11px 20px;font-size:.92rem}
.btn-lg{--pad:17px 34px;font-size:1.05rem}

.btn-primary{color:#fff;background:var(--grad);background-size:160% 160%;box-shadow:0 14px 30px -12px rgba(19,138,57,.62)}
.btn-primary::after{content:"";position:absolute;inset:0;background:linear-gradient(120deg,transparent 30%,rgba(255,255,255,.35) 50%,transparent 70%);transform:translateX(-120%);transition:transform .7s var(--ease)}
.btn-primary:hover{transform:translateY(-3px);background-position:100% 100%;box-shadow:0 22px 40px -14px rgba(19,138,57,.7)}
.btn-primary:hover::after{transform:translateX(120%)}
.btn-primary:hover svg{transform:translateX(4px)}

.btn-ghost{color:var(--forest-2);background:#fff;border:1.5px solid var(--line-2);box-shadow:var(--shadow-sm)}
.btn-ghost:hover{transform:translateY(-3px);border-color:var(--green);color:var(--green);box-shadow:0 16px 30px -16px rgba(19,138,57,.45)}

.btn-light{color:var(--forest);background:#fff}
.btn-light:hover{transform:translateY(-3px);box-shadow:0 18px 34px -16px rgba(0,0,0,.4)}
.btn-outline-light{color:#fff;border:1.5px solid rgba(255,255,255,.45)}
.btn-outline-light:hover{background:rgba(255,255,255,.12);border-color:#fff;transform:translateY(-3px)}

.ic-sm{width:16px!important;height:16px!important}
.btn-row{display:flex;flex-wrap:wrap;gap:14px}
.center .btn-row{justify-content:center}

/* ---------- Header / nav ---------- */
.site-header{
  position:sticky;top:0;z-index:60;
  background:rgba(243,250,239,.82);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);
  border-bottom:1px solid transparent;
  transition:padding .3s var(--ease),background .3s,border-color .3s,box-shadow .3s;
}
.site-header.scrolled{padding:0 10px;background:rgba(255,255,255,.9);border-color:var(--line);box-shadow:0 8px 30px -22px rgba(9,58,28,.5)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:16px 10px;transition:padding .3s var(--ease)}
.site-header.scrolled .header-inner{padding:11px 0}

.brand{display:flex;align-items:center;gap:12px}
.brand-logo{width:46px;height:46px;border-radius:13px;object-fit:cover;box-shadow:0 6px 16px -8px rgba(9,58,28,.5);transition:width .3s,height .3s}
.site-header.scrolled .brand-logo{width:40px;height:40px}
.brand-text{display:flex;flex-direction:column;line-height:1}
.brand-text strong{font-family:"Sora",sans-serif;font-size:1.28rem;font-weight:800;color:var(--leaf);letter-spacing:-.02em}
.brand-text strong span{color:var(--forest)}
.brand-text small{font-size:.62rem;letter-spacing:.18em;text-transform:uppercase;color:var(--muted);margin-top:3px;font-weight:600}

.main-nav{display:flex;align-items:center}
.nav-list{display:flex;align-items:center;gap:4px}
.nav-link{
  display:inline-flex;align-items:center;gap:5px;
  font-family:"Sora",sans-serif;font-weight:500;font-size:.96rem;color:var(--ink);
  padding:9px 15px;border-radius:100px;position:relative;transition:color .25s,background .25s;
}
.nav-link .caret{width:14px;height:14px;transition:transform .3s}
.nav-link:hover{color:var(--green);background:var(--mint-1)}
.nav-link.is-active{color:var(--green)}
.nav-link.is-active::after{content:"";position:absolute;left:15px;right:15px;bottom:3px;height:2px;border-radius:2px;background:var(--grad)}

/* dropdown */
.has-drop{position:relative}
.drop-toggle{display:none}
.drop-menu{
  position:absolute;top:calc(100% + 14px);left:50%;transform:translateX(-50%) translateY(8px);
  width:340px;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);
  box-shadow:var(--shadow-lg);padding:10px;
  display:grid;gap:4px;opacity:0;visibility:hidden;transition:.3s var(--ease);z-index:70;
}
.has-drop:hover .drop-menu,.has-drop.open .drop-menu{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}
.has-drop:hover .nav-link .caret{transform:rotate(180deg)}
.drop-item{display:flex;gap:13px;align-items:center;padding:11px 13px;border-radius:14px;transition:background .2s,transform .2s}
.drop-item:hover{background:var(--mint-bg);transform:translateX(3px)}
.drop-item.is-active{background:var(--mint-1)}
.drop-ic{flex:none;width:42px;height:42px;border-radius:12px;display:grid;place-items:center;color:#fff;background:var(--grad)}
.drop-ic svg{width:21px;height:21px}
.drop-txt strong{display:block;font-family:"Sora",sans-serif;font-size:.95rem;color:var(--ink)}
.drop-txt small{font-size:.8rem;color:var(--muted)}

.header-actions{display:flex;align-items:center;gap:10px}
.nav-close,.nav-toggle{display:none}
.nav-toggle svg,.nav-close svg{width:26px;height:26px;color:var(--forest)}
.nav-cta-mobile{display:none}

/* ---------- Hero ---------- */
.hero{position:relative;padding:clamp(40px,7vw,84px) 0 clamp(60px,8vw,110px);overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(34px,5vw,68px);align-items:center}
.hero-copy{max-width:620px}
.hero h1{font-size:clamp(2.3rem,5.4vw,3.75rem);margin:20px 0 0;line-height:1.05}
.hero h1 .grad{background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.hero .lead{margin-top:20px}
.hero-points{display:flex;flex-wrap:wrap;gap:10px 22px;margin:26px 0 30px}
.hero-points li{display:flex;align-items:center;gap:8px;font-weight:600;color:var(--forest-2);font-size:.95rem}
.hero-points svg{width:19px;height:19px;color:var(--green);flex:none}
.hero-trust{display:flex;align-items:center;gap:14px;margin-top:30px;flex-wrap:wrap}
.trust-pill{display:flex;align-items:center;gap:9px;background:#fff;border:1px solid var(--line);border-radius:100px;padding:8px 16px;box-shadow:var(--shadow-sm);font-size:.86rem;font-weight:600;color:var(--ink)}
.trust-pill svg{width:17px;height:17px;color:var(--gold)}

/* hero visual */
.hero-visual{position:relative;display:grid;place-items:center;min-height:380px}
.flick-lines{position:absolute;inset:0;z-index:0;overflow:hidden;pointer-events:none}
.flick-lines span{position:absolute;height:6px;border-radius:6px;background:var(--grad);opacity:.85;left:-10%;transform-origin:left}
.flick-lines span:nth-child(1){width:34%;top:24%;animation:flick 3.4s var(--ease) infinite}
.flick-lines span:nth-child(2){width:46%;top:38%;opacity:.6;animation:flick 3.4s var(--ease) .25s infinite}
.flick-lines span:nth-child(3){width:28%;top:54%;animation:flick 3.4s var(--ease) .5s infinite}
.flick-lines span:nth-child(4){width:40%;top:68%;opacity:.7;animation:flick 3.4s var(--ease) .15s infinite}
@keyframes flick{0%{transform:translateX(0) scaleX(.4);opacity:0}25%{opacity:.9}60%{transform:translateX(180%) scaleX(1);opacity:0}100%{opacity:0}}

.loan-card{
  position:relative;z-index:2;width:min(360px,90%);background:#fff;border:1px solid var(--line);
  border-radius:var(--r-xl);box-shadow:var(--shadow-lg);padding:26px;
  animation:floaty 6s ease-in-out infinite;
}
@keyframes floaty{0%,100%{transform:translateY(0)}50%{transform:translateY(-12px)}}
.loan-card .lc-top{display:flex;justify-content:space-between;align-items:flex-start;margin-bottom:18px}
.lc-chip{font-size:.72rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--green);background:var(--mint-1);padding:6px 12px;border-radius:100px;font-family:"Sora",sans-serif}
.lc-logo{width:38px;height:38px;border-radius:11px}
.lc-label{font-size:.82rem;color:var(--muted);font-weight:600}
.lc-amount{font-family:"Sora",sans-serif;font-size:2.3rem;font-weight:800;color:var(--ink);line-height:1.1;margin:4px 0 2px}
.lc-amount small{font-size:1.4rem;color:var(--ink);font-weight:700;vertical-align:baseline;margin-right:1px}
.lc-bar{height:9px;border-radius:6px;background:var(--mint-2);margin:18px 0 8px;overflow:hidden}
.lc-bar i{display:block;height:100%;width:72%;border-radius:6px;background:var(--grad);animation:grow 2.2s var(--ease) both}
@keyframes grow{from{width:0}}
.lc-meta{display:flex;justify-content:space-between;font-size:.82rem;color:var(--muted);font-weight:600}
.lc-foot{display:flex;align-items:center;justify-content:space-between;margin-top:22px;padding-top:18px;border-top:1px dashed var(--line-2)}
.lc-rate strong{font-family:"Sora",sans-serif;display:block;font-size:1.35rem;color:var(--green)}
.lc-rate span{font-size:.76rem;color:var(--muted)}
.lc-go{width:46px;height:46px;border-radius:14px;background:var(--grad);display:grid;place-items:center;color:#fff;box-shadow:0 12px 24px -10px rgba(19,138,57,.7)}
.lc-go svg{width:20px;height:20px}

.float-chip{position:absolute;z-index:3;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:16px;padding:11px 15px;display:flex;align-items:center;gap:10px;font-weight:700;font-size:.85rem;color:var(--ink)}
.float-chip svg{width:18px;height:18px}
.float-chip .fc-ic{width:34px;height:34px;border-radius:10px;display:grid;place-items:center;color:#fff;background:var(--grad)}
.float-chip .fc-ic svg{width:18px;height:18px;color:#fff}
.fc-1{top:6%;left:-2%;animation:floaty 5s ease-in-out .4s infinite}
.fc-2{bottom:8%;right:-4%;animation:floaty 5.5s ease-in-out .9s infinite}
.fc-1 .fc-ic{background:linear-gradient(135deg,var(--leaf),var(--green))}
.fc-2 .fc-ic{background:linear-gradient(135deg,var(--green),var(--forest-2))}

/* ---------- Logos / partners strip ---------- */
.partners{padding:34px 0;border-block:1px solid var(--line)}
.partners p{text-align:center;font-size:.8rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);font-weight:600;margin-bottom:20px;font-family:"Sora",sans-serif}
.partners-row{display:flex;flex-wrap:wrap;justify-content:center;gap:14px 30px}
.partner{display:flex;align-items:center;gap:9px;color:var(--forest-2);font-family:"Sora",sans-serif;font-weight:700;font-size:1.05rem;opacity:.7;transition:opacity .3s,transform .3s}
.partner:hover{opacity:1;transform:translateY(-2px)}
.partner svg{width:22px;height:22px;color:var(--green)}

/* ---------- Stats band (forest) ---------- */
.stats{background:var(--grad-forest);color:#fff;position:relative;overflow:hidden}
.stats::before{content:"";position:absolute;inset:0;background:radial-gradient(700px 360px at 85% -10%,rgba(95,184,58,.30),transparent 70%);pointer-events:none}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:30px;position:relative}
.stat{text-align:center}
.stat-n{font-family:"Sora",sans-serif;font-size:clamp(2.3rem,5vw,3.3rem);font-weight:800;line-height:1;background:linear-gradient(120deg,#fff,#bfe9a6);-webkit-background-clip:text;background-clip:text;color:transparent}
.stat-label{margin-top:10px;color:#bfe1c4;font-size:.95rem;font-weight:500}
.stat + .stat{position:relative}
.stats-grid .stat:not(:first-child)::before{content:"";position:absolute;left:-15px;top:15%;bottom:15%;width:1px;background:rgba(255,255,255,.14)}

/* ---------- Feature cards (why choose) ---------- */
.feat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.feat-card{
  background:var(--card);border:1px solid var(--line);border-radius:var(--r-lg);padding:30px 26px;
  box-shadow:var(--shadow-sm);position:relative;overflow:hidden;
  transition:transform .4s var(--ease),box-shadow .4s var(--ease),border-color .4s;
}
.feat-card::before{content:"";position:absolute;top:0;left:0;width:100%;height:3px;background:var(--grad);transform:scaleX(0);transform-origin:left;transition:transform .45s var(--ease)}
.feat-card:hover{transform:translateY(-7px);box-shadow:var(--shadow);border-color:var(--line-2)}
.feat-card:hover::before{transform:scaleX(1)}
.feat-ic{width:56px;height:56px;border-radius:16px;display:grid;place-items:center;color:#fff;background:var(--grad);margin-bottom:18px;box-shadow:0 12px 26px -12px rgba(19,138,57,.6)}
.feat-ic svg{width:27px;height:27px}
.feat-card h3{font-size:1.18rem;margin-bottom:9px}
.feat-card p{color:var(--muted);font-size:.96rem}

/* ---------- Service cards ---------- */
.svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.svc-card{
  position:relative;background:var(--card);border:1px solid var(--line);border-radius:var(--r-lg);
  padding:30px 28px;box-shadow:var(--shadow-sm);overflow:hidden;display:flex;flex-direction:column;
  transition:transform .4s var(--ease),box-shadow .4s var(--ease),border-color .4s;
}
.svc-card:hover{transform:translateY(-8px);box-shadow:var(--shadow);border-color:var(--line-2)}
/* flick lines on hover */
.svc-card .svc-flick{position:absolute;inset:0;overflow:hidden;pointer-events:none;opacity:0;transition:opacity .3s}
.svc-card:hover .svc-flick{opacity:1}
.svc-card .svc-flick i{position:absolute;height:4px;border-radius:4px;background:var(--leaf);opacity:.5;left:-20%}
.svc-card .svc-flick i:nth-child(1){width:30%;top:18%;animation:flick 2.4s var(--ease) infinite}
.svc-card .svc-flick i:nth-child(2){width:24%;top:30%;animation:flick 2.4s var(--ease) .3s infinite}
.svc-ic{position:relative;z-index:1;width:60px;height:60px;border-radius:17px;display:grid;place-items:center;color:#fff;background:var(--grad);margin-bottom:20px;box-shadow:0 14px 28px -12px rgba(19,138,57,.6);transition:transform .4s var(--ease)}
.svc-card:hover .svc-ic{transform:rotate(-6deg) scale(1.05)}
.svc-ic svg{width:29px;height:29px}
.svc-card h3{position:relative;z-index:1;font-size:1.32rem;margin-bottom:5px}
.svc-tag{position:relative;z-index:1;font-size:.82rem;font-weight:700;color:var(--green);font-family:"Sora",sans-serif;margin-bottom:12px}
.svc-card p{position:relative;z-index:1;color:var(--muted);font-size:.95rem;flex:1}
.svc-amount{position:relative;z-index:1;margin:16px 0;font-family:"Sora",sans-serif;font-weight:700;color:var(--forest-2);font-size:.95rem;display:inline-flex;align-items:center;gap:8px}
.svc-amount svg{width:17px;height:17px;color:var(--green)}
.svc-link{position:relative;z-index:1;display:inline-flex;align-items:center;gap:7px;font-family:"Sora",sans-serif;font-weight:600;color:var(--green);font-size:.95rem;margin-top:auto}
.svc-link svg{width:17px;height:17px;transition:transform .3s}
.svc-card:hover .svc-link svg{transform:translateX(5px)}

/* ---------- Process steps ---------- */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;counter-reset:step}
.step{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:30px 24px 26px;box-shadow:var(--shadow-sm);transition:transform .4s var(--ease),box-shadow .4s}
.step:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.step-n{counter-increment:step;font-family:"Sora",sans-serif;font-weight:800;font-size:1.05rem;width:46px;height:46px;border-radius:13px;display:grid;place-items:center;color:#fff;background:var(--grad);margin-bottom:18px}
.step-n::before{content:"0" counter(step)}
.step h3{font-size:1.1rem;margin-bottom:8px}
.step p{color:var(--muted);font-size:.93rem}
.steps .step:not(:last-child)::after{content:"";position:absolute;top:52px;right:-15px;width:30px;height:2px;background:var(--line-2);z-index:1}

/* ---------- Split highlight (Demat) ---------- */
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(34px,5vw,64px);align-items:center}
.split-reverse .split-media{order:2}
.checklist{display:grid;gap:14px;margin-top:24px}
.checklist li{display:flex;gap:13px;align-items:flex-start}
.checklist .ci{flex:none;width:28px;height:28px;border-radius:9px;display:grid;place-items:center;background:var(--mint-1);color:var(--green);border:1px solid var(--line-2)}
.checklist .ci svg{width:17px;height:17px}
.checklist b{color:var(--ink);font-family:"Sora",sans-serif;font-weight:600;font-size:1rem}
.checklist span{display:block;color:var(--muted);font-size:.93rem}

.media-card{position:relative;background:var(--grad-soft);border:1px solid var(--line-2);border-radius:var(--r-xl);padding:36px;box-shadow:var(--shadow);overflow:hidden}
.media-card::after{content:"";position:absolute;width:240px;height:240px;border-radius:50%;background:radial-gradient(circle,rgba(95,184,58,.35),transparent 70%);top:-80px;right:-60px}
.media-inner{position:relative;background:#fff;border-radius:var(--r-lg);padding:26px;box-shadow:var(--shadow);border:1px solid var(--line)}
.mi-row{display:flex;align-items:center;gap:14px;padding:14px 0;border-bottom:1px solid var(--line)}
.mi-row:last-child{border-bottom:none}
.mi-ic{width:46px;height:46px;border-radius:13px;display:grid;place-items:center;color:#fff;background:var(--grad);flex:none}
.mi-ic svg{width:22px;height:22px}
.mi-row b{font-family:"Sora",sans-serif;color:var(--ink);display:block}
.mi-row span{font-size:.85rem;color:var(--muted)}
.mi-up{margin-left:auto;font-family:"Sora",sans-serif;font-weight:700;color:var(--green);font-size:.95rem}

/* ---------- CTA band ---------- */
.cta-band{position:relative;overflow:hidden;background:var(--grad);border-radius:var(--r-xl);padding:clamp(40px,6vw,68px);color:#fff;text-align:center;box-shadow:var(--shadow-lg)}
.cta-band::before,.cta-band::after{content:"";position:absolute;border-radius:50%;background:rgba(255,255,255,.12)}
.cta-band::before{width:280px;height:280px;top:-120px;left:-60px}
.cta-band::after{width:220px;height:220px;bottom:-110px;right:-40px}
.cta-band > *{position:relative;z-index:1}
.cta-band h2{color:#fff;font-size:clamp(1.8rem,4vw,2.6rem)}
.cta-band p{color:rgba(255,255,255,.9);max-width:56ch;margin:14px auto 28px;font-size:1.08rem}

/* ---------- Testimonials ---------- */
.tst-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.tst-card{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:28px;box-shadow:var(--shadow-sm);position:relative;transition:transform .4s var(--ease),box-shadow .4s}
.tst-card:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.tst-quote{width:40px;height:40px;color:var(--mint-2);position:absolute;top:22px;right:24px}
.tst-stars{display:flex;gap:3px;margin-bottom:14px}
.tst-stars svg{width:18px;height:18px;color:var(--gold);fill:var(--gold)}
.tst-card p{color:var(--body);font-size:.98rem;margin-bottom:20px}
.tst-who{display:flex;align-items:center;gap:13px}
.tst-av{width:46px;height:46px;border-radius:50%;display:grid;place-items:center;font-family:"Sora",sans-serif;font-weight:700;color:#fff;background:var(--grad)}
.tst-who b{font-family:"Sora",sans-serif;color:var(--ink);display:block;font-size:.98rem}
.tst-who span{font-size:.84rem;color:var(--muted)}

/* ---------- Page hero (inner pages) ---------- */
.pagehead{position:relative;background:var(--grad-soft);border-bottom:1px solid var(--line-2);overflow:hidden;padding:clamp(48px,7vw,88px) 0 clamp(44px,6vw,72px)}
.pagehead::before{content:"";position:absolute;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(95,184,58,.25),transparent 70%);top:-160px;right:-100px}
.pagehead-flick{position:absolute;inset:0;pointer-events:none;opacity:.5}
.pagehead-flick i{position:absolute;height:5px;border-radius:5px;background:var(--grad);left:-10%}
.pagehead-flick i:nth-child(1){width:30%;top:30%;animation:flick 4s var(--ease) infinite}
.pagehead-flick i:nth-child(2){width:22%;top:60%;animation:flick 4s var(--ease) .6s infinite}
.pagehead-inner{position:relative;max-width:760px}
.breadcrumb{display:flex;align-items:center;gap:8px;font-size:.85rem;color:var(--muted);font-weight:600;margin-bottom:14px}
.breadcrumb a:hover{color:var(--green)}
.breadcrumb svg{width:14px;height:14px}
.pagehead h1{font-size:clamp(2rem,5vw,3.1rem)}
.pagehead p{margin-top:14px;font-size:clamp(1.02rem,1.5vw,1.18rem);color:var(--muted);max-width:60ch}

/* ---------- Service detail ---------- */
.detail{display:grid;grid-template-columns:1.7fr 1fr;gap:clamp(30px,4vw,52px);align-items:start}
.detail-main h2{font-size:clamp(1.5rem,3vw,2rem);margin:34px 0 14px}
.detail-main h2:first-child{margin-top:0}
.detail-main p{color:var(--body);margin-bottom:14px}
.usecase-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-top:18px}
.usecase{display:flex;align-items:center;gap:11px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:14px 16px;font-weight:600;color:var(--ink);box-shadow:var(--shadow-sm);transition:transform .3s,border-color .3s}
.usecase:hover{transform:translateX(4px);border-color:var(--line-2)}
.usecase .uc-dot{width:9px;height:9px;border-radius:50%;background:var(--grad);flex:none}

.detail-aside{position:sticky;top:100px;display:grid;gap:20px}
.aside-card{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:26px;box-shadow:var(--shadow)}
.aside-card .ac-ic{width:56px;height:56px;border-radius:16px;display:grid;place-items:center;color:#fff;background:var(--grad);margin-bottom:16px}
.aside-card .ac-ic svg{width:27px;height:27px}
.aside-card h3{font-size:1.2rem;margin-bottom:4px}
.aside-amount{font-family:"Sora",sans-serif;font-weight:700;color:var(--green);margin-bottom:18px}
.aside-card .feat-list{display:grid;gap:11px;margin-bottom:22px}
.feat-list li{display:flex;gap:10px;align-items:flex-start;font-size:.93rem;color:var(--body)}
.feat-list .fl-ic{flex:none;width:22px;height:22px;border-radius:7px;display:grid;place-items:center;background:var(--mint-1);color:var(--green)}
.feat-list .fl-ic svg{width:14px;height:14px}
.aside-card .btn{width:100%}
.aside-help{background:var(--grad-forest);color:#fff;border:none}
.aside-help h3{color:#fff}
.aside-help p{color:#bfe1c4;font-size:.93rem;margin:6px 0 16px}
.aside-help .btn-light{width:100%}

/* other services strip */
.other-svc{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.os-card{display:flex;flex-direction:column;gap:10px;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:20px;box-shadow:var(--shadow-sm);transition:transform .35s var(--ease),box-shadow .35s,border-color .3s}
.os-card:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:var(--line-2)}
.os-ic{width:46px;height:46px;border-radius:13px;display:grid;place-items:center;color:#fff;background:var(--grad)}
.os-ic svg{width:22px;height:22px}
.os-card b{font-family:"Sora",sans-serif;color:var(--ink)}
.os-card span{font-size:.85rem;color:var(--muted)}

/* ---------- Forms ---------- */
.form-wrap{display:grid;grid-template-columns:1fr .85fr;gap:clamp(30px,4vw,56px);align-items:start}
.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--r-xl);padding:clamp(26px,4vw,40px);box-shadow:var(--shadow)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.field{display:flex;flex-direction:column;gap:7px}
.field.full{grid-column:1/-1}
.field label{font-family:"Sora",sans-serif;font-weight:600;font-size:.9rem;color:var(--ink)}
.field label .req{color:#d23b3b}
.field input,.field select,.field textarea{
  width:100%;background:var(--mint-bg);border:1.5px solid var(--line);border-radius:13px;
  padding:13px 15px;font-size:.97rem;color:var(--ink);transition:border-color .25s,box-shadow .25s,background .25s;
}
.field textarea{resize:vertical;min-height:120px}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--green);background:#fff;box-shadow:var(--ring)}
.field input::placeholder,.field textarea::placeholder{color:#9fb3a4}
.form-card .btn{margin-top:6px}
.form-note{font-size:.84rem;color:var(--muted);margin-top:14px;display:flex;gap:8px;align-items:flex-start}
.form-note svg{width:16px;height:16px;color:var(--green);flex:none;margin-top:2px}

.alert{display:flex;gap:13px;align-items:flex-start;padding:18px 20px;border-radius:16px;margin-bottom:22px;font-size:.96rem}
.alert-ok{background:var(--mint-1);border:1px solid var(--line-2);color:var(--forest-2)}
.alert .al-ic{flex:none;width:36px;height:36px;border-radius:11px;display:grid;place-items:center;color:#fff;background:var(--grad)}
.alert .al-ic svg{width:20px;height:20px}
.alert b{font-family:"Sora",sans-serif;display:block;color:var(--ink);margin-bottom:2px}

/* contact side info */
.info-list{display:grid;gap:14px}
.info-item{display:flex;gap:15px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:20px;box-shadow:var(--shadow-sm);transition:transform .3s,box-shadow .3s}
.info-item:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.info-ic{flex:none;width:50px;height:50px;border-radius:14px;display:grid;place-items:center;color:#fff;background:var(--grad)}
.info-ic svg{width:24px;height:24px}
.info-item b{font-family:"Sora",sans-serif;color:var(--ink);display:block;margin-bottom:3px}
.info-item small{display:block;font-family:"Sora",sans-serif;font-size:.72rem;letter-spacing:.05em;text-transform:uppercase;color:var(--muted);margin-bottom:2px}
.info-item div a,.info-item div>span{color:var(--ink);font-weight:600;font-size:1rem}
.info-item div a:hover{color:var(--green)}

/* ---------- FAQ ---------- */
.faq{max-width:820px;margin:0 auto;display:grid;gap:14px}
.faq-item{background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;box-shadow:var(--shadow-sm);transition:box-shadow .3s,border-color .3s}
.faq-item.open{box-shadow:var(--shadow);border-color:var(--line-2)}
.faq-q{width:100%;display:flex;align-items:center;justify-content:space-between;gap:16px;text-align:left;padding:20px 24px;font-family:"Sora",sans-serif;font-weight:600;font-size:1.04rem;color:var(--ink)}
.faq-q .fq-plus{flex:none;width:30px;height:30px;border-radius:9px;display:grid;place-items:center;background:var(--mint-1);color:var(--green);transition:transform .35s var(--ease),background .3s}
.faq-q .fq-plus svg{width:18px;height:18px}
.faq-item.open .fq-plus{background:var(--grad);color:#fff;transform:rotate(135deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .4s var(--ease)}
.faq-a p{padding:0 24px 22px;color:var(--muted)}

/* ---------- About values ---------- */
.value-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
.value{display:flex;gap:16px;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:26px;box-shadow:var(--shadow-sm);transition:transform .4s var(--ease),box-shadow .4s}
.value:hover{transform:translateY(-5px);box-shadow:var(--shadow)}
.value-ic{flex:none;width:54px;height:54px;border-radius:15px;display:grid;place-items:center;color:#fff;background:var(--grad)}
.value-ic svg{width:26px;height:26px}
.value h3{font-size:1.12rem;margin-bottom:6px}
.value p{color:var(--muted);font-size:.95rem}

/* ---------- Floating utilities ---------- */
.fab-whatsapp{position:fixed;right:20px;bottom:20px;z-index:55;width:56px;height:56px;border-radius:50%;background:#25d366;color:#fff;display:grid;place-items:center;box-shadow:0 14px 30px -8px rgba(37,211,102,.7);transition:transform .3s}
.fab-whatsapp svg{width:30px;height:30px}
.fab-whatsapp:hover{transform:scale(1.08)}
.to-top{position:fixed;left:20px;bottom:20px;z-index:55;width:46px;height:46px;border-radius:13px;background:var(--forest-2);color:#fff;display:grid;place-items:center;box-shadow:var(--shadow);opacity:0;visibility:hidden;transform:translateY(12px);transition:.35s var(--ease)}
.to-top svg{width:22px;height:22px;transform:rotate(180deg)}
.to-top.show{opacity:1;visibility:visible;transform:translateY(0)}
.to-top:hover{background:var(--green)}

/* ---------- Footer ---------- */
.site-footer{position:relative;background:var(--grad-forest);color:#cfe3d3;overflow:hidden;padding-top:clamp(56px,7vw,82px)}
.footer-flick{position:absolute;top:0;left:0;right:0;height:60px;opacity:.4;pointer-events:none}
.footer-flick span{position:absolute;height:5px;border-radius:5px;background:linear-gradient(90deg,var(--leaf),transparent);left:-10%}
.footer-flick span:nth-child(1){width:26%;top:10px;animation:flick 5s var(--ease) infinite}
.footer-flick span:nth-child(2){width:18%;top:26px;animation:flick 5s var(--ease) .5s infinite}
.footer-flick span:nth-child(3){width:30%;top:40px;animation:flick 5s var(--ease) 1s infinite}
.footer-flick span:nth-child(4){width:14%;top:14px;left:40%;animation:flick 5s var(--ease) 1.4s infinite}
.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.3fr;gap:40px;position:relative;padding-bottom:44px}
.brand--foot .brand-text strong{color:var(--leaf-2)}
.brand--foot .brand-text strong span{color:#fff}
.brand--foot .brand-text small{color:#8fb097}
.foot-tag{font-family:"Sora",sans-serif;font-weight:600;color:#fff;margin:18px 0 10px;font-size:1.02rem}
.foot-blurb{font-size:.92rem;color:#a9c4ae;max-width:42ch}
.foot-contact{display:flex;flex-direction:column;gap:9px;margin-top:18px}
.foot-contact a{display:inline-flex;align-items:center;gap:9px;color:#cfe3d3;font-size:.93rem;transition:color .25s}
.foot-contact a:hover{color:var(--leaf-2)}
.foot-contact svg{width:17px;height:17px;color:var(--leaf-2)}
.foot-col h4{color:#fff;font-size:1rem;margin-bottom:16px;letter-spacing:-.01em}
.foot-col ul{display:grid;gap:10px}
.foot-col a{color:#a9c4ae;font-size:.93rem;transition:color .25s,padding .25s}
.foot-col a:hover{color:var(--leaf-2);padding-left:4px}
.foot-cta p{font-size:.92rem;color:#a9c4ae;margin-bottom:16px}
.foot-cta .btn{margin-bottom:10px}
.foot-cta .btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.28)}
.foot-cta .btn-ghost:hover{border-color:#fff;background:rgba(255,255,255,.08);color:#fff}
.foot-disclaimer{font-size:.82rem;color:#90ab97;line-height:1.7;padding:24px 0;border-top:1px solid rgba(255,255,255,.1)}
.foot-disclaimer strong{color:#cfe3d3}
.foot-bottom{display:flex;justify-content:space-between;align-items:center;gap:14px;flex-wrap:wrap;padding:20px 0 28px;border-top:1px solid rgba(255,255,255,.1)}
.foot-bottom p{font-size:.86rem;color:#90ab97}
.foot-made{display:inline-flex;align-items:center;gap:8px}
.foot-made svg{width:15px;height:15px;color:var(--leaf-2)}

/* ---------- Reveal animation ---------- */
[data-reveal]{opacity:0;transform:translateY(28px);transition:opacity .7s var(--ease),transform .7s var(--ease)}
[data-reveal].in{opacity:1;transform:none}
[data-reveal][data-delay="1"]{transition-delay:.08s}
[data-reveal][data-delay="2"]{transition-delay:.16s}
[data-reveal][data-delay="3"]{transition-delay:.24s}
[data-reveal][data-delay="4"]{transition-delay:.32s}
[data-reveal][data-delay="5"]{transition-delay:.40s}

/* ---------- Responsive ---------- */
@media (max-width:1024px){
  .hero-grid{grid-template-columns:1fr;gap:50px}
  .hero-visual{order:2;min-height:360px}
  .hero-copy{max-width:none}
  .detail{grid-template-columns:1fr}
  .detail-aside{position:static}
  .form-wrap{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr 1fr;gap:34px}
  .foot-brand{grid-column:1/-1}
}
@media (max-width:900px){
  .feat-grid,.svc-grid,.tst-grid,.other-svc{grid-template-columns:repeat(2,1fr)}
  .steps{grid-template-columns:repeat(2,1fr)}
  .steps .step::after{display:none}
  .split,.split .split-media{grid-template-columns:1fr}
  .split-reverse .split-media{order:0}
  .stats-grid{grid-template-columns:repeat(2,1fr);gap:34px 20px}
  .stats-grid .stat::before{display:none}
}
@media (max-width:760px){
  /* mobile nav drawer */
  .header-apply{display:none}
  .nav-toggle{display:grid;place-items:center}
  /* backdrop-filter on the header makes it the containing block for the fixed
     drawer (collapsing it to the bar's height) — disable it on mobile so the
     drawer is sized against the viewport instead */
  .site-header{-webkit-backdrop-filter:none;backdrop-filter:none;background:rgba(243,250,239,.97)}
  .main-nav{
    position:fixed;top:0;bottom:0;right:0;width:min(360px,88vw);z-index:90;
    background:#fff;flex-direction:column;align-items:stretch;justify-content:flex-start;
    padding:80px 22px 32px;box-shadow:-24px 0 70px -26px rgba(7,45,22,.55);
    transform:translateX(105%);transition:transform .4s var(--ease);overflow-y:auto;
  }
  .main-nav.open,body.nav-open .main-nav{transform:translateX(0)}
  .nav-close{display:grid;place-items:center;position:absolute;top:20px;right:18px;width:42px;height:42px;border-radius:12px;background:var(--mint-1)}
  .nav-list{flex-direction:column;align-items:stretch;gap:2px;width:100%}
  .nav-link{font-size:1.05rem;padding:13px 14px;border-radius:13px;justify-content:space-between}
  .nav-link.is-active::after{display:none}
  .nav-link.is-active{background:var(--mint-1)}
  .has-drop .nav-link .caret{display:none}
  .drop-toggle{display:grid;place-items:center;position:absolute;top:7px;right:8px;width:38px;height:38px;border-radius:11px;background:var(--mint-1);color:var(--green);font-size:1.4rem;font-weight:400;line-height:1}
  .has-drop{display:flex;flex-direction:column;position:relative}
  .has-drop .nav-link{padding-right:54px}
  .drop-menu{
    position:static;transform:none !important;width:100%;box-shadow:none;border:none;background:var(--mint-bg);
    border-radius:14px;opacity:1;visibility:visible;max-height:0;overflow:hidden;padding:0;margin:0;
    transition:max-height .4s var(--ease),padding .3s,margin .3s;
  }
  .has-drop.open .drop-menu{max-height:520px;padding:8px;margin:6px 0 4px}
  .drop-toggle.open{transform:rotate(45deg)}
  .nav-cta-mobile{display:block;margin-top:14px}
  .nav-cta-mobile .btn{width:100%}
  .nav-overlay{position:fixed;top:0;left:0;right:0;bottom:0;background:rgba(7,30,15,.55);z-index:58;-webkit-backdrop-filter:blur(2px);backdrop-filter:blur(2px);opacity:0;visibility:hidden;pointer-events:none;transition:opacity .35s ease,visibility .35s}
  body.nav-open .nav-overlay{opacity:1;visibility:visible;pointer-events:auto}

  .feat-grid,.svc-grid,.tst-grid,.other-svc,.value-grid,.usecase-grid,.form-grid{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr}
  .hero-points{gap:9px 16px}
  /* hero visual: stack the chips above & below the card — no overlap, no clipping */
  .hero-visual{display:flex;flex-direction:column;align-items:center;gap:14px;min-height:auto;padding:4px 0}
  .hero-visual .flick-lines{display:none}
  .float-chip{position:static;inset:auto;animation:none;font-size:.85rem;padding:11px 16px}
  .loan-card{width:100%;max-width:360px;animation:none}
  .to-top{left:auto;right:20px;bottom:84px}
}
@media (max-width:420px){
  .brand-text small{display:none}
  .stat-n{font-size:2.4rem}
  .cta-band{padding:34px 24px}
}

/* ---------- Motion preference ---------- */
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.001ms!important;animation-iteration-count:1!important;transition-duration:.001ms!important}
  [data-reveal]{opacity:1;transform:none}
  html{scroll-behavior:auto}
}